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How do you survive the consumer demands of an urban lifestyle? We rise and shine, hop on the bus or subway and grab a newspaper, cup of coffee, and donut or bagel on the way to work. At lunchtime we dash to the deli to buy a sandwich and drop by the local neighborhood drugstore to purchase a few items. We're too tired to cook by the time we get home and therefore order Chinese take-out for dinner. Before we know it, we've spent 30 bucks, hands down, by the end of the day. Now multiply that by five workdays.
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For those people who don't have the time to socialize a lot or who don't have the dominant social skills, the internet comes to the rescue. There are a lot of internet dating sites including True.com, Match.com, E-Harmony, and so on. Now with this new found ease of meeting people, a good piece of the population is spending a ton of money for monthly fees when they don't even find the person they're looking for. Now wouldn't it be nice if there was a better way?
http://www.hbsp.harvard.edu/hbsp/hbr/index.jsp
A lot of sites try to lure you in by providing articles online for free. The economist and Harvard business Journal are two examples. Both are great magazines and both post a fare amount of their magazine on line for free.
Give them a try,
I try to regularly read both the economist and The Harvard business journal online. A fair amount of the magazine's information is posted for free and you can skim through the articles much faster than the paper editions.
http://www.wikihow.com/Budget-Your-Money
This is an interesting Wiki site that helps to people thinking about budgeting their money.
In very simple terms.
-Calculate your steady income...
-Identify any secondary incomes. bonus options etc...
-Identify your expenses, Fixed expenses and variable.
Tasks,
1. try to cut out your variable expenses... (no brainier, do you really need that Starbucks coffee?)
2. Try to reduce your fixed expenses. (smaller car or avoid new cars)
It's that simple. The money will stop flowing out.